Insurance that's actually… simple.
We're a Roseville agency that protects California contractors — and picks up the phone. We shop multiple carriers, translate the fine print, and get your certificates out the same day. You build. We handle the insurance part.
Big or small… we write them all!
Same-day certificates
Multi-carrier shopping
A real agent answers
Coverage for contractors
The 6 core coverages every contractor needs
These six are the backbone of a contractor's insurance program — and just the start of what we write. Each one shopped across competitive markets, managed by one friendly team.
Need something beyond the six? We also write Builders Risk, professional liability, personal home & auto, and more. If it protects your business — or the people behind it — we write it.
Ask an agent
Why contractors stay
We treat your business like it's ours.
Knowledge of the industry, honest pricing, and someone who's always there when a GC needs a certificate or a question can't wait. That's the whole pitch — and it's why clients don't leave.
6
Core contractor coverages — plus Builders Risk, professional & personal lines
Multi-carrier
We shop competitive markets for you
Fast
Certificates when the jobsite can't wait
CA-wide
Licensed agents serving all of California
Questions, answered
Contractor insurance FAQs
Something else on your mind? Call us — a real person answers.
Most California contractors need four things: a $25,000 CSLB license bond (required for every license), workers' comp if you have any employees (phasing in for all licensees by 2028), general liability because GCs and owners require it to get on jobsites, and commercial auto for work vehicles. Depending on your operation, tools & equipment coverage and an umbrella policy round out the program. We quote all six lines in one conversation.
A direct carrier can only sell you its own product. As an independent agency, we take your application to multiple carriers that compete for California contractor business and bring back the strongest options — then re-shop at renewal so your pricing stays honest. You also get one phone number for everything: quotes, changes, claims guidance, and the same-day certificates jobsites demand.
If you're already our client, certificates typically go out the same day — often within the hour. If you're not insured yet, simple policies like general liability and license bonds can frequently be quoted and bound within a day or two. Call (279) 399-3701, tell us what the GC requires, and we'll tell you exactly how fast we can make it happen.
Yes — the six core coverages are our main focus, but far from the whole menu. We also write Builders Risk for projects under construction, professional liability, and personal lines like home and auto for owners who want everything with one agent. If it protects your business or the people behind it, chances are we write it — call us and ask.
Ready for insurance to be the easy part?
One conversation, multiple carriers, real options. Tell us about your business and we'll shop it — big or small, we write them all.