Coverage

Insurance built for contracting businesses

A contractor's insurance program has six core parts. We write all of them, shop each across multiple carriers, and keep the certificates flowing — so the whole program works as one and nothing falls through the cracks. Need more? We also write Builders Risk, professional liability, and personal lines for owners who want everything with one agent.

Contractor General Liability Insurance

General liability insurance that protects your contracting business from third-party injury and property damage claims — and gets you the certificates GCs and jobsites require.

Coverage details

Workers' Comp Insurance for Contractors

California workers' compensation coverage for contracting businesses — protect your crew, satisfy the CSLB, and keep your rates in check with multi-carrier shopping.

Coverage details

Commercial Auto Insurance

Commercial auto coverage for the trucks, vans, and trailers your contracting business runs on — liability, physical damage, and hired/non-owned auto in one policy.

Coverage details

Contractor Bonds

CSLB license bonds, bid bonds, performance and payment bonds — issued fast so you can activate your license, bid the job, and get back to work.

Coverage details

Tools & Equipment Insurance

Inland marine coverage for the tools and equipment your business runs on — protected against theft and damage on the jobsite, in the truck, and in the yard.

Coverage details

Contractor Umbrella Insurance

Extra liability limits stacked over your GL, auto, and employer's liability — one affordable policy that satisfies big-contract requirements and protects against the catastrophic claim.

Coverage details

Not sure what your program is missing?

Send us your current policies. We'll audit the whole program, flag the gaps, and shop the market — no obligation.

Get a Quote (279) 399-3701